Home Insurance

Home insurance, or property insurance, protects your residence against all-natural calamities. It’s realistic to have the best for your home because home is where the heart is. Regardless, unexpected dangers can come striking at any time. It covers the damages caused by fire, explosions & aircraft, storms, floods, earthquakes, etc. to both your house and belongings.

In the past few years, natural misfortunes like the Uttarakhand flood, Gujarat earthquake, and the Amphan cyclone, come unannounced and caused irreparable damage to homes all across India.

Just one happening can cause a lot of damage to your house and its contents. Even if you live in an area that is not prone to natural disasters, your home may still be exposed to other hazards. For example, faulty wiring and kitchen fires are unpredictable dangers to your home.

Car Insurance covers:

  • Doesn’t let fire accidents burn a hole in your pocket
  • Secures you against unpredictable calamities
  • Doesn’t allow water damages to stress you financially
  • Covers you and your partner against loss of life

That’s why having a home insurance policy is crucial to financial safety in the face of risks. R.B. Portfolios act as a safety net, covering your home and belongings. It comes with the promise of financial security and support when you and your family need it the most.

Frequently Asked Questions

A home insurance plan is important to support and manage uncertain and unforeseen losses and damages. It could happen to your house in the case of events such as burglaries, fires, floods, storms, and earthquakes.

It has become a lot easier to do with online home insurance. You can assess and compare various home insurance plans in the comfort of your home, online and make your decision.

The sum insured in the policy can be increased by opting for a higher premium and fulfilling the terms and conditions. It can, however, not be decreased.

This policy has a maximum duration of 5 years and can be renewed afterward. Buyers are offered discounts varying from 3% to 12% depending on the size of the terms.

Yes. You can cancel the home insurance policy anytime you want. Nevertheless, please note that retention of premium as per short period scales would be applicable and the amount receivable will be shortened than the matured amount.