Medi Claim

Inflation in the medical sector has made healthcare services expensive. If someone or his family member ends up getting admitted to a hospital due to any medical emergency, the hospital bill will spend your lifelong savings in no time. Having a Medi claim policy is the most satisfactory way to pay for your expensive medical treatment without losing your savings.

The term Medi Claim relates to a type of insurance that practically covers your medical expenses. A Medi Claim policy like other policies is a contract between an insurer and an individual/group. In it, the insurer agrees to provide specified health insurance cover at a particular “premium” subject to certain terms and conditions specified in the policy.

Benefits of having a Medi Claim Policy

A Medi claim policy offers a number of benefits to the policyholder at the insurer's network hospitals

  • Cashless treatment facilities on both individual & floater sum insured basis.
  • Get financial support during hospitalization in case of a medical emergency.
  • Provide tax exemption benefits and ease financial stress.
  • Offer a lifelong renewability option to both individual and family floater policies.

Medi Claim covers hospitalization charges such as OT charges, diagnostic procedures, blood, oxygen, medicines, etc., hospital room charges, and fees charged by doctors. Both sicknesses, as well as accidental hospitalization, are covered under Medi Claim. If you haven’t bought a Medi claim policy and are planning to apply for one, R.B. Portfolios is the best choice for you and your family.

Frequently Asked Questions

The term Medi Claim is a type of insurance that covers your medical expenses. A Medi Claim policy is a contract between an insurer and an individual /group in which the insurer consents to provide specified health insurance cover at a particular “premium”.

All of us should buy Medi Claim for all members of our family, according to our needs. Buying Medi Claim protects us from the sudden, unforeseen costs of hospitalization that would otherwise make a major dent into household savings or even lead to indebtedness.

Age is a major factor that chooses the premium, the older you are the bonus cost will be more increased because you are more prone to illnesses. Previous medical history is another major factor that determines the premium. If no previous medical record exists, the premium will automatically be lower.

Medi Claim covers all hospitalization expenses, including OT charges, medicine costs, oxygen, blood room charges, or other expenses incurred during the time of treatment. It also covers the cost of doctor's consultancy fees, diagnostic tests, and technologically advanced treatment.

Some Medi Claim policies pay for specified expenses toward general health check-ups once in a few years. Normally, this is open once in four years.